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HSBC has reduced the rate on its 95percent loan to value first-time buyer mortgage to 5.89percent (this is a fee-free five-year fixed rate deal), plus mobilecasino-canada.com read remortgage cashback deals up to 90percent LTV. Virgin will also offer a fee-free two-year fix at 5.84percent (65percent LTV) and a five-year equivalent at 5.15percent. A new range of buy-to-let deals will be launched with five-year rates starting from 5.2percent (with a 3percent fee). Selected residential and BTL remortgage deals will also be cut in price. Principality building society is withdrawing its two-year fixed rates for new customers at 75percent and 90percent loan to value, available through brokers, from 8pm this evening. Specialist BTL lender Keystone Property Finance has cut fixed rates for the second time this month.
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- Keystone Property Finance is cutting rates on its five-year fixes in its classic range by up to 0.3 percentage points.
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The move follows significant rate cuts by most of the biggest mortgage lenders since the start of the year. Borrowers can get a rate at 3.96percent with the bank, but there is a 1,499 fee (also 60percent loan to value). But brokers say HSBC’s rates are also likely to be increased.
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