Charge and you will fees
New conditions and terms toward home loans require you to found typical paycheck, social safeguards otherwise your retirement costs and rehearse DNB as your casual bank.
Formula off productive interest levels
BLU Begin:Loan amount NOK dos 000 100 to 85 % loans East Point out of market price. Moderate interest 3.39 % p.a beneficial. Annuity mortgage with energetic interest step 3,52 % p.good. and top-prevent commission NOK 3 190 and you will instalment commission NOK 65. Pricing NOK 990 890, overall NOK 2 990 890 more 25 years.
Loan amount NOK dos 100000 000, affordable interest rate cuatro.69 % p.a beneficial. getting step three seasons repaired price. Annuity financing having effective interest rate 4.87 % p.good. along with front side-stop percentage NOK 3 190 and instalment payment NOK 65. Cost NOK 1 422 590, totalt NOK step three 422 590 more than 25 years.
Auto loan getting young people which have advance payment thirty five % or higher:Amount borrowed NOK 150 100000 around 65 % from cost. Annuity financing having nominal interest rate 4.74 % p.an effective., energetic interest rate six.54 % p.a great. plus front-stop payment NOK dos 500 and you can instalment commission NOK 65. Costs NOK 25 484, overall NOK 175 484 over 5 years.
Amount borrowed NOK fifty 000. Nominal interest % p.good. Annuity financing with productive interest % p.an excellent. plus front-avoid fee NOK 500 and you will instalment commission NOK 50. Total price NOK 68 777 more five years.
Fixed-rate mortgage loan Tale:Amount borrowed NOK dos 100000 100000, nominal interest cuatro.69 % p.an effective. to have 3 year repaired price. Annuity financing having productive interest rate 4.87 % p.a. and additionally front-stop commission NOK step three 190 and you may instalment commission NOK 65. Costs NOK step one 422 590, totalt NOK step 3 422 590 more 25 years.
Auto loan Saga and you will Tale Platinum that have thirty-five % advance payment:Amount borrowed 150 100000 NOK doing 65 % out-of cost. Annuity loan that have affordable rate of interest cuatro,74 % p.a good., energetic interest rate six.49 % p.good. also front-end fee NOK dos 300 and you can instalment percentage NOK 65. Cost NOK 25 259, complete NOK 175 259 more five years.
Tale Liquidity reserve:Amount borrowed NOK 70 100. Moderate interest %, energetic rate of interest % and side-avoid fee NOK five hundred. Costs NOK cuatro 574, overall NOK 74 574 more one year.
Mortgage loan to 75 % regarding ount NOK dos 100000 000, as much as 75 % of market price. Moderate interest rate cuatro,29 % p.a good. Annuity mortgage which have effective interest rate 4,forty five % p.a good. together with side-avoid commission NOK 3 190 and instalment payment NOK 65. Cost NOK 1 286 390, overall NOK step 3 286 390 more 25 years.
Domestic security credit line:Loan amount NOK 2 one hundred thousand one hundred thousand, doing 75 % out-of market price. Affordable interest 4,29 % p.good. Annuity financing which have productive interest rate 4,45 % p.a. in addition to front-stop payment NOK 3 190 and you will instalment commission NOK 65. Prices NOK step 1 286 390, overall NOK 3 286 390 more than 25 years..
Fixed-rates real estate loan:Amount borrowed NOK 2 000 100000 up to 75 % of market value. Nominal rate of interest cuatro.74 % p.an excellent. for 3 12 months fixed rates months. Annuity mortgage which have effective interest cuatro.ninety-five % p.an excellent. plus front side-prevent payment NOK step 3 190 and you can instalment percentage NOK 65. Costs NOK step 1 439 690, overall NOK 3 439 690 more than 25 years.
Eco-friendly home loan:Loan amount NOK dos one hundred thousand 100000 doing 85 % of market value. Moderate interest step 3.39 % p.a good. Annuity financing having effective interest rate step 3.52 % p.a. along with front-end commission NOK step three 190 and you will instalment payment NOK 65. Prices NOK 990 890, totalt NOK dos 990 890 over twenty five years.
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